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Follow-up cost insurance

What happens if treatment becomes necessary after cosmetic surgery? Follow-up cost insurance can protect you from the costs.

Why cover can make sense

Even with careful planning and professional execution, complications after cosmetic surgery can never be completely ruled out, for example secondary bleeding, infections, thromboses, wound-healing problems or capsular contracture after breast surgery. Because aesthetic procedures are generally not medically necessary, statutory health insurers may reclaim the costs of follow-up treatment from patients in whole or in part under Section 52(2) SGB V. Follow-up cost insurance can cover these financial consequences.

medassure beauty

  • Basic and premium tariffs; cover of up to €300,000 in the premium tariff
  • Coverage of possible recourse claims by the health insurer (up to €150,000 in the basic tariff, up to €300,000 in the premium tariff)
  • Cover for treatment in private clinics up to €10,000 (basic tariff) or €15,000 (premium tariff)
  • Reimbursement of medical services up to 3.5 times (basic) or 5.5 times the GOÄ rate (premium)
  • Cover for one, two or five years as chosen, single premium depending on procedure, tariff and duration
  • Free choice of doctor for the necessary follow-up treatment

To medassure online application

safe4beauty

  • Cover for medically necessary follow-up treatment up to €300,000 per insured procedure
  • Coverage of claims by the health insurer after complications, up to 50 % of the total complication costs
  • Single premium from €69, depending on procedure and duration
  • Protection for 365 days from the surgery date

To safe4beauty

Important to know

  • Only objective, medically necessary follow-up treatment is insured. Dissatisfaction with the result is not an insured complication.
  • The provider's current insurance terms are always what counts. Premiums, sums insured and benefits may change.
  • If possible, take out the insurance before the surgery date.
  • CZ-Wellmed is not an insurer. The contract is concluded directly with the provider.

Information based on the providers' details, as of October 2026, without guarantee. General information. It replaces neither medical information from your doctor nor a personal consultation.